:root{--blue:#00247d;--blue-deep:#001a5c;--midnight:#101b2d;--porcelain:#f5f3ee;--white:#fff;--steel:#e5eaf1;--steel-deep:#d3dbe7;--orange:#f25900;--ink:#101b2d;--ink-2:#3d4859;--ink-3:#5c6778;--rule:#101b2d24;--rule-strong:#101b2d4d;--error:#a3261b;--nav-h:72px;--gutter:clamp(1.25rem, 5.2vw, 5.5rem);--max:88rem;--font-sans:"Manrope", ui-sans-serif, system-ui, -apple-system, "Segoe UI", sans-serif;--font-serif:"Newsreader", ui-serif, Georgia, serif;--ease:cubic-bezier(.22, .61, .36, 1)}@media (width<=860px){:root{--nav-h:60px}}html{background:var(--porcelain);color:var(--ink);--lightningcss-light:initial;--lightningcss-dark: ;color-scheme:light;scroll-padding-top:calc(var(--nav-h) + 1rem);-webkit-text-size-adjust:100%}html.has-sheet{overflow:hidden}body.site-body{min-height:100dvh;padding-top:var(--nav-h);background:var(--porcelain);color:var(--ink);font-family:var(--font-sans);font-feature-settings:"ss01" on;-webkit-font-smoothing:antialiased;text-rendering:optimizelegibility;margin:0;font-size:1.0625rem;line-height:1.6}@media (width>=1100px){body.site-body{font-size:1.125rem}}.site-body *,.site-body :before,.site-body :after{box-sizing:border-box}:where(.site-body) *{border-color:var(--rule)}:where(.site-body) a{color:inherit}:where(.site-body) button{font:inherit;color:inherit}.site-body :focus-visible{outline:2px solid var(--blue);outline-offset:3px}:where(.site-body) :is(p,h1,h2,h3,h4,ul,ol,dl,dd,figure,blockquote){margin:0}:where(.site-body) :is(ul,ol){padding:0;list-style:none}:where(.site-body) img{max-width:100%;height:auto;display:block}.visually-hidden{clip:rect(0 0 0 0);white-space:nowrap;width:1px;height:1px;overflow:hidden;position:absolute!important}.anchor-alias{top:calc(-1 * var(--nav-h));width:0;height:0;display:block;position:relative}.serif-em{font-family:var(--font-serif);letter-spacing:-.01em;font-style:italic;font-weight:400}.eyebrow{color:var(--blue);letter-spacing:.16em;text-transform:uppercase;margin-bottom:1.25rem;font-size:.78rem;font-weight:700}.eyebrow--light{color:var(--white)}.text-link{min-height:2.75rem;color:var(--blue);cursor:pointer;background:0 0;border:0;align-items:center;padding:0;font-weight:700;text-decoration:none;display:inline-flex;position:relative}.text-link:after{content:"";transform-origin:0;width:100%;height:1px;transition:transform .35s var(--ease);background:currentColor;position:absolute;bottom:.55rem;left:0}.text-link:hover:after{transform:scaleX(.4)}.skip-link{z-index:100;background:var(--blue);color:var(--white);padding:.6rem 1rem;font-weight:700;text-decoration:none;position:absolute;top:.5rem;left:.5rem;transform:translateY(-160%)}.skip-link:focus{transform:none}.site-nav{z-index:60;height:var(--nav-h);background:var(--white);border-bottom:1px solid var(--rule);position:fixed;top:0;left:0;right:0}.site-nav__inner{height:100%;max-width:calc(var(--max) + 2 * var(--gutter));padding:0 var(--gutter);align-items:center;gap:2rem;margin:0 auto;display:flex}.site-nav__brand{align-items:center;height:100%;margin-right:auto;display:flex}.site-nav__logo{width:auto;height:52px}.site-nav__links{align-items:center;gap:clamp(1.25rem,2.4vw,2.5rem);height:100%;display:flex}.site-nav__link{height:100%;color:var(--ink-2);align-items:center;font-size:.95rem;font-weight:600;text-decoration:none;transition:color .2s;display:flex;position:relative}.site-nav__link:after{content:"";background:var(--blue);transform-origin:0;height:2px;transition:transform .35s var(--ease);position:absolute;bottom:-1px;left:0;right:0;transform:scaleX(0)}.site-nav__link:hover,.site-nav__link[aria-current=page]{color:var(--ink)}.site-nav__link:hover:after,.site-nav__link[aria-current=page]:after{transform:scaleX(1)}.talk-button{background:var(--blue);min-height:2.75rem;color:var(--white);letter-spacing:.005em;cursor:pointer;border:0;justify-content:center;align-items:center;padding:0 1.25rem;font-size:.92rem;font-weight:700;transition:background-color .2s,transform .15s;display:inline-flex}.talk-button:hover{background:var(--blue-deep)}.talk-button:active{transform:translateY(1px)}.talk-button__short{display:none}.site-nav__menu{border:1px solid var(--rule-strong);background:var(--white);cursor:pointer;width:2.75rem;height:2.75rem;padding:0;display:none}.site-nav__menu-lines{background:var(--ink);width:1.1rem;height:1px;margin:0 auto;transition:background-color .2s;display:block;position:relative}.site-nav__menu-lines:before,.site-nav__menu-lines:after{content:"";background:var(--ink);width:100%;height:1px;transition:transform .25s var(--ease);position:absolute;left:0}.site-nav__menu-lines:before{transform:translateY(-5px)}.site-nav__menu-lines:after{transform:translateY(5px)}.site-nav[data-menu-open] .site-nav__menu-lines{background:0 0}.site-nav[data-menu-open] .site-nav__menu-lines:before{transform:rotate(45deg)}.site-nav[data-menu-open] .site-nav__menu-lines:after{transform:rotate(-45deg)}.site-menu{top:var(--nav-h);padding:1.5rem var(--gutter) 2rem;background:var(--white);border-bottom:1px solid var(--rule);position:fixed;left:0;right:0;box-shadow:0 24px 40px -24px #101b2d40}.site-menu[hidden]{display:none}.site-menu li{border-bottom:1px solid var(--rule)}.site-menu li a{letter-spacing:-.02em;padding:1rem 0;font-size:1.35rem;font-weight:700;text-decoration:none;display:block}.site-menu__line{color:var(--ink-3);margin-top:1.5rem;font-size:.9rem}.site-menu__contact{flex-direction:column;gap:.25rem;margin-top:.5rem;display:flex}.site-menu__contact a{color:var(--blue);font-weight:700;text-decoration:none}@media (width<=980px){.site-nav__links{display:none}.site-nav__menu{justify-content:center;align-items:center;display:inline-flex}.site-nav__inner{gap:.75rem}}@media (width<=860px){.site-nav__logo{height:42px}}@media (width<=420px){.talk-button__label{display:none}.talk-button__short{display:inline}.talk-button{padding:0 1rem}}.start-plan{cursor:pointer;border:0;align-items:center;gap:.9rem;min-height:3.5rem;padding:0 1.5rem 0 1.6rem;font-size:1rem;font-weight:700;transition:background-color .2s,color .2s,transform .15s;display:inline-flex}.start-plan--light{background:var(--white);color:var(--blue)}.start-plan--light:hover{background:var(--steel)}.start-plan--blue{background:var(--blue);color:var(--white)}.start-plan--blue:hover{background:var(--blue-deep)}.start-plan:active{transform:translateY(1px)}.start-plan__arrow{width:1.4rem;height:1px;transition:transform .35s var(--ease);background:currentColor;display:block;position:relative}.start-plan__arrow:after{content:"";border-top:1px solid;border-right:1px solid;width:9px;height:9px;position:absolute;top:-4px;right:0;transform:rotate(45deg)}.start-plan:hover .start-plan__arrow{transform:translate(5px)}.talk-link{min-height:2.75rem;color:var(--ink);text-underline-offset:.35em;cursor:pointer;background:0 0;border:0;align-items:center;padding:0 .25rem;font-weight:700;text-decoration:underline;text-decoration-thickness:1px;display:inline-flex}.talk-link:hover{color:var(--blue)}.apply-action{border:1px solid var(--ink);min-height:3rem;color:var(--ink);cursor:pointer;background:0 0;justify-content:center;align-items:center;padding:0 1.4rem;font-size:.95rem;font-weight:700;text-decoration:none;transition:background-color .2s,color .2s;display:inline-flex}.apply-action:hover{background:var(--ink);color:var(--white)}.arrival{padding-bottom:100dvh}.arrival .scroll-scrub__stage{top:var(--nav-h);height:calc(100dvh - var(--nav-h))}.arrival .scroll-scrub__stage:after{z-index:4;content:"";opacity:clamp(0, calc(1.9 - var(--ss-progress) * 5.2), 1);pointer-events:none;background:radial-gradient(115% 95% at 0 100%,#101b2da8 0%,#101b2d61 34%,#101b2d00 62%);position:absolute;inset:0}.arrival .scroll-scrub__route{display:none}.arrival .scroll-scrub__progress{background:#fff3;height:2px;top:0}.arrival .scroll-scrub__progress span{background:var(--blue)}.arrival .scroll-scrub__story{margin-top:calc(-100dvh + var(--nav-h))}.arrival .scroll-scrub__chapter-pin{top:var(--nav-h);min-height:calc(100dvh - var(--nav-h));padding:0 var(--gutter) clamp(2.25rem, 7vh, 4.75rem);align-items:flex-end}.arrival .scroll-scrub__copy{width:min(47rem,58vw);opacity:clamp(0, calc(1.9 - var(--ss-progress) * 5.2), 1);transform:translate3d(0, calc(var(--ss-progress) * -8vh), 0);animation:arrival-rise 1s var(--ease) both}.arrival .scroll-scrub__copy:before{display:none}.arrival .scroll-scrub__kicker{color:var(--white);letter-spacing:.16em;margin-bottom:1.4rem;font-size:.78rem}.arrival .scroll-scrub__title{max-width:none;color:var(--white);letter-spacing:-.035em;white-space:pre-line;text-shadow:0 1px 24px #101b2d2e;font-size:clamp(2.75rem,6.1vw,6.25rem);font-weight:700;line-height:1}.arrival .scroll-scrub__body{color:#ffffffeb;max-width:34ch;margin-top:1.5rem;font-size:clamp(1.0625rem,1.3vw,1.25rem);line-height:1.5}.arrival .scroll-scrub__actions{margin-top:2rem}@keyframes arrival-rise{0%{translate:0 18px}to{translate:0}}.hero-actions{flex-wrap:wrap;align-items:center;gap:.5rem 1.75rem;display:flex}.meet-link{min-height:3.5rem;color:var(--white);align-items:center;font-weight:700;text-decoration:none;display:inline-flex;position:relative}.meet-link:after{content:"";transform-origin:0;width:100%;height:1px;transition:transform .35s var(--ease);background:#ffffffb3;position:absolute;bottom:1rem;left:0}.meet-link:hover:after{transform:scaleX(.35)}.skip-planning{color:#ffffffdb;flex-basis:100%;align-items:center;gap:.55rem;width:fit-content;min-height:2.75rem;font-size:.9rem;font-weight:600;text-decoration:none;display:inline-flex}.skip-planning:hover{color:var(--white)}.skip-planning__tick{border-bottom:1.5px solid;border-right:1.5px solid;width:7px;height:7px;margin-top:-4px;transform:rotate(45deg)}@media (width<=860px){.arrival{padding-bottom:0}.arrival .scroll-scrub__stage{height:100%;position:absolute;inset:0}.arrival .scroll-scrub__progress{display:none}.arrival .scroll-scrub__story{margin-top:0}.arrival .scroll-scrub__chapter,.arrival .scroll-scrub__chapter[data-align]{min-height:0!important}.arrival .scroll-scrub__chapter-pin,.arrival .scroll-scrub__chapter[data-align=right] .scroll-scrub__chapter-pin{height:auto;min-height:calc(100svh - var(--nav-h));padding:5rem var(--gutter) calc(2rem + env(safe-area-inset-bottom));align-items:flex-end;margin-bottom:0;position:relative;top:auto}.arrival .scroll-scrub__copy{opacity:1;width:100%;transform:none}.arrival .scroll-scrub__stage:after{opacity:1;background:linear-gradient(#101b2d00 25%,#101b2d80 55%,#101b2dcc 100%)}.arrival .scroll-scrub__title{white-space:normal;text-wrap:balance;font-size:clamp(2.75rem,11.4vw,3.5rem)}.arrival .scroll-scrub__body{font-size:1.0625rem}.arrival .scroll-scrub__kicker{letter-spacing:.14em;font-size:.72rem}.arrival .scroll-scrub__actions{margin-top:1.5rem}.hero-actions{gap:.25rem 1.25rem}}@media (prefers-reduced-motion:reduce){.arrival{padding-bottom:0}.arrival .scroll-scrub__chapter,.arrival .scroll-scrub__chapter[data-align]{min-height:calc(100dvh - var(--nav-h))!important}.arrival .scroll-scrub__chapter-pin,.arrival .scroll-scrub__chapter[data-align=right] .scroll-scrub__chapter-pin{height:auto;min-height:calc(100dvh - var(--nav-h));margin-bottom:0;position:relative}.arrival .scroll-scrub__copy,.arrival .scroll-scrub__stage:after{opacity:1;animation:none;transform:none}.arrival .scroll-scrub__progress{display:none}}.next-move{z-index:5;margin-top:-100dvh;padding:0 clamp(.75rem,2.6vw,2.5rem);position:relative}.next-move__panel{max-width:calc(var(--max) + 2 * var(--gutter));padding:clamp(2rem, 3.5vw, 3.5rem) var(--gutter);background:var(--white);margin:0 auto;box-shadow:0 -30px 60px -40px #101b2d59}.next-move__header{max-width:52rem}.next-move__title{letter-spacing:-.035em;text-wrap:balance;font-size:clamp(2.25rem,4.6vw,4.25rem);font-weight:700;line-height:1.02}.next-move__intro{max-width:44ch;color:var(--ink-2);margin-top:1.25rem}.next-move__grid{grid-template-columns:minmax(0,7fr) minmax(0,5fr);gap:clamp(2rem,5vw,5.5rem);margin-top:clamp(1.5rem,3vw,2.5rem);display:grid}.next-move__rows{border-top:1px solid var(--rule-strong)}.move-row{border-bottom:1px solid var(--rule-strong)}.move-row__select{text-align:left;cursor:pointer;background:0 0;border:0;grid-template-columns:1.5rem minmax(0,1fr);width:100%;padding:clamp(1rem,1.6vw,1.4rem) 0;display:grid;position:relative}.move-row__marker{border:1px solid var(--rule-strong);grid-row:1;align-self:center;width:8px;height:8px;transition:background-color .25s,border-color .25s}.move-row[data-active] .move-row__marker{border-color:var(--orange);background:var(--orange)}.move-row__title{color:var(--ink-3);letter-spacing:-.035em;transition:color .3s ease, transform .45s var(--ease);grid-column:2;font-size:clamp(2rem,4.2vw,3.75rem);font-weight:700;line-height:1.05}.move-row__select:hover .move-row__title{color:var(--ink-2)}.move-row[data-active] .move-row__title{color:var(--ink);transform:translate(.35rem)}.move-row__lede{max-width:46ch;color:var(--ink-2);grid-column:2;margin-top:.75rem}.move-row:not([data-active]) .move-row__lede{display:none}.move-row__actions{flex-wrap:wrap;align-items:center;gap:.5rem 2rem;padding:0 0 1.75rem 1.5rem;display:flex}.move-row__actions[hidden]{display:none}.move-row__action{background:var(--blue);min-height:3rem;color:var(--white);cursor:pointer;border:0;align-items:center;gap:.75rem;padding:0 1.25rem;font-weight:700;transition:background-color .2s;display:inline-flex}.move-row__action:hover{background:var(--blue-deep)}.move-row__action-arrow{width:8px;height:8px;transition:transform .3s var(--ease);border-top:1.5px solid;border-right:1.5px solid;transform:rotate(45deg)}.move-row__action:hover .move-row__action-arrow{transform:translate(3px)rotate(45deg)}.move-row__more{color:var(--ink);text-underline-offset:.35em;font-weight:600;text-decoration:underline;text-decoration-thickness:1px}.next-move__aside{top:calc(var(--nav-h) + 2rem);align-self:start;position:sticky}.next-move__figure{aspect-ratio:3/2;background:var(--steel);position:relative;overflow:hidden}.next-move__image{object-fit:cover;opacity:0;width:100%;transition:opacity .6s var(--ease), transform 1.2s var(--ease);position:absolute;inset:0;transform:scale(1.04);height:100%!important}.next-move__image[data-active]{opacity:1;transform:scale(1)}.next-move__steps{padding-top:1rem}.next-move__steps-title{color:var(--ink);font-size:.95rem;font-weight:700}.next-move__steps ol{counter-reset:steps;margin-top:.75rem}.next-move__steps li{border-top:1px solid var(--rule);color:var(--ink-2);counter-increment:steps;padding:.65rem 0 .65rem 2rem;font-size:.98rem;position:relative}.next-move__steps li:before{color:var(--blue);content:counter(steps, decimal-leading-zero);font-size:.85rem;font-weight:700;position:absolute;top:.65rem;left:0}@media (width<=860px){.next-move{margin-top:0;padding:0}.next-move__grid{grid-template-columns:1fr}.next-move__aside{order:-1;position:static}.next-move__figure{aspect-ratio:3/2}}@media (prefers-reduced-motion:reduce){.next-move{margin-top:0}.next-move__image,.move-row__title{transition:none;transform:none!important}}.advisor{max-width:calc(var(--max) + 2 * var(--gutter));padding:clamp(2.5rem, 4vw, 4rem) var(--gutter);grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:clamp(2rem,4vw,4rem);margin:0 auto;display:grid;position:relative}.advisor>.anchor-alias{position:absolute}.advisor__figure{align-self:start;max-width:26rem;margin-top:1.25rem;position:relative}.advisor__figure:before{z-index:0;content:"";border:1px solid var(--rule-strong);position:absolute;inset:-1.25rem 1.25rem 1.25rem -1.25rem}.advisor__figure picture,.advisor__figure img{z-index:1;width:100%;position:relative}.advisor__caption{z-index:1;flex-direction:column;padding-top:1rem;font-weight:700;display:flex;position:relative}.advisor__caption span{color:var(--ink-3);font-size:.9rem;font-weight:500}.advisor__line{color:var(--ink-2);align-items:center;gap:.75rem;font-size:.95rem;font-weight:600;display:inline-flex}.advisor__line:before{content:"";background:var(--blue);width:2.5rem;height:1px}.advisor__title{letter-spacing:-.035em;max-width:14ch;margin-top:1.5rem;font-size:clamp(2.5rem,5vw,4.75rem);font-weight:700;line-height:1.02}.advisor__title .serif-em{color:var(--blue);font-size:1.08em}.advisor__bio{max-width:54ch;color:var(--ink-2);margin-top:1.5rem}.advisor__bio:first-of-type{color:var(--ink);margin-top:2.25rem;font-size:1.15em;line-height:1.55}.advisor__principles{border-top:1px solid var(--rule-strong);grid-template-columns:repeat(3,minmax(0,1fr));margin-top:2.75rem;display:grid}.advisor__principles li{flex-direction:column;gap:.4rem;padding:1.25rem 1.5rem 0 0;display:flex}.advisor__principles li+li{border-left:1px solid var(--rule);padding-left:1.5rem}.advisor__principle-title{font-weight:700}.advisor__principle-body{color:var(--ink-2);font-size:.95rem;line-height:1.5}.advisor__personal{max-width:54ch;color:var(--ink-3);margin-top:2.25rem;font-size:.98rem}.advisor__meta{color:var(--ink-3);flex-wrap:wrap;align-items:center;gap:.5rem 2rem;margin-top:1.5rem;font-size:.9rem;display:flex}@media (width<=960px){.advisor{grid-template-columns:1fr}.advisor__figure{max-width:20rem;margin:1.25rem 0 0 1.25rem}.advisor__principles{grid-template-columns:1fr}.advisor__principles li,.advisor__principles li+li{border-left:0;border-bottom:1px solid var(--rule);padding:1rem 0}}.material-band{grid-template-columns:minmax(0,7fr) minmax(0,4fr);align-items:end;gap:clamp(1rem,3vw,3rem);padding:0 clamp(.75rem,2.6vw,2.5rem) clamp(2.5rem,4vw,4rem);display:grid}.material-band__large img{aspect-ratio:16/9;object-fit:cover;object-position:50% 62%;width:100%}.material-band__side{flex-direction:column;gap:clamp(1rem,2vw,2rem);padding-bottom:0;display:flex}.material-band__statement{letter-spacing:-.02em;max-width:24ch;font-size:clamp(1.35rem,2vw,1.85rem);font-weight:600;line-height:1.3}.material-band__small img{aspect-ratio:4/3;object-fit:cover;width:100%}@media (width<=860px){.material-band{grid-template-columns:1fr}.material-band__side{padding:0 var(--gutter)}.material-band__small{display:none}}.home-plan{padding:clamp(2.5rem, 4vw, 4rem) var(--gutter);background:var(--steel)}.home-plan>*{max-width:var(--max);margin-left:auto;margin-right:auto}.home-plan__header{display:block}.home-plan__title{letter-spacing:-.035em;max-width:16ch;font-size:clamp(2.25rem,4.6vw,4.25rem);font-weight:700;line-height:1.02}.home-plan__intro{max-width:48ch;color:var(--ink-2);margin-top:1.25rem}.home-plan__tabs{border-bottom:1px solid var(--rule-strong);flex-wrap:wrap;align-items:stretch;margin-top:clamp(2rem,4vw,3rem);display:flex}.home-plan__tab{min-height:3rem;color:var(--ink-2);cursor:pointer;background:0 0;border:0;border-bottom:2px solid #0000;margin-bottom:-1px;padding:0 1.25rem;font-size:.95rem;font-weight:700}.home-plan__tab[aria-pressed=true]{border-bottom-color:var(--blue);color:var(--ink)}.home-plan__tab-quiet{min-height:3rem;color:var(--blue);text-underline-offset:.3em;cursor:pointer;background:0 0;border:0;margin-left:auto;padding:0 .25rem;font-size:.92rem;font-weight:700;text-decoration:underline}.home-plan__grid{background:var(--white);border:1px solid var(--steel-deep);border-top:0;grid-template-columns:minmax(0,6fr) minmax(0,5fr);gap:0;display:grid}.home-plan__controls{flex-direction:column;padding:clamp(1.5rem,3vw,2.5rem);display:flex}.control{border:0;border-bottom:1px solid var(--rule);min-width:0;margin:0;padding:1.25rem 0 1.4rem}.control:first-child{padding-top:0}.control__head{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:.75rem 1rem;display:flex}.control__label{color:var(--ink);padding:0;font-size:.95rem;font-weight:700}.control__tag{border:1px solid var(--rule-strong);color:var(--ink-2);margin-left:.4rem;padding:.1rem .45rem;font-size:.75rem;font-weight:600}.control__note{color:var(--ink-3);margin-top:.6rem;font-size:.88rem;line-height:1.45}.control__down{align-items:stretch;gap:.5rem;display:flex}.control__range{width:100%;height:2.25rem;accent-color:var(--blue);cursor:pointer;appearance:none;background:0 0;margin:.75rem 0 0}.control__range::-webkit-slider-runnable-track{background:var(--steel-deep);height:2px}.control__range::-moz-range-track{background:var(--steel-deep);height:2px}.control__range::-webkit-slider-thumb{border:2px solid var(--white);background:var(--blue);width:18px;height:18px;box-shadow:0 0 0 1px var(--blue);appearance:none;margin-top:-8px}.control__range::-moz-range-thumb{border:2px solid var(--white);background:var(--blue);width:16px;height:16px;box-shadow:0 0 0 1px var(--blue);border-radius:0}.money-input{border:1px solid var(--rule-strong);background:var(--white);align-items:center;min-width:9.5rem;height:3rem;padding:0 .85rem;transition:border-color .2s;display:flex}.money-input:focus-within{border-color:var(--blue);box-shadow:0 0 0 1px var(--blue)}.money-input input{width:100%;min-width:0;color:var(--ink);font:inherit;font-variant-numeric:tabular-nums;text-align:right;background:0 0;border:0;outline:none;font-size:1.05rem;font-weight:700}.money-input__unit{color:var(--ink-3);font-weight:600}.money-input__unit--after{margin-left:.3rem}.segmented{border:1px solid var(--rule-strong);margin-top:.75rem;display:flex}.segmented label,.segmented button{flex:1;margin:0;position:relative}.segmented input{opacity:0;pointer-events:none;position:absolute}.segmented span,.segmented button{background:var(--white);min-height:2.9rem;color:var(--ink-2);cursor:pointer;border:0;justify-content:center;align-items:center;padding:0 .75rem;font-size:.95rem;font-weight:700;transition:background-color .2s,color .2s;display:flex}.segmented label+label span,.segmented button+button{border-left:1px solid var(--rule-strong)}.segmented input:checked+span,.segmented button[aria-pressed=true]{background:var(--blue);color:var(--white)}.segmented input:focus-visible+span{outline:2px solid var(--blue);outline-offset:2px}.segmented--small{margin-top:0}.segmented--small button{min-width:2.75rem;min-height:3rem;padding:0 .5rem}.details{padding-top:1.25rem}.details__toggle{width:100%;min-height:3rem;color:var(--ink);text-align:left;cursor:pointer;background:0 0;border:0;justify-content:space-between;align-items:center;gap:1rem;padding:0;font-size:.98rem;font-weight:700;display:flex}.details__icon{flex:none;width:14px;height:14px;position:relative}.details__icon:before,.details__icon:after{content:"";background:var(--blue);width:100%;height:1.5px;transition:transform .3s var(--ease);position:absolute;top:50%;left:0}.details__icon:after{transform:rotate(90deg)}.details__toggle[aria-expanded=true] .details__icon:after{transform:rotate(0)}.details__panel{grid-template-columns:repeat(2,minmax(0,1fr));gap:1.25rem 1.5rem;padding:.75rem 0 .5rem;display:grid}.details__panel[hidden]{display:none}.details__intro{color:var(--ink-2);grid-column:1/-1;font-size:.92rem}.details__field{flex-direction:column;gap:.5rem;display:flex}.details__field .control__label{font-size:.88rem}.result{border-left:1px solid var(--steel-deep);background:var(--white);flex-direction:column;padding:clamp(1.5rem,3vw,2.5rem);display:flex}.result--empty{justify-content:center}.result__empty{color:var(--ink-2);margin-top:1rem}.result__label{color:var(--ink-2);flex-direction:column;gap:.25rem;font-size:.95rem;font-weight:600;display:flex}.result__scope{color:var(--ink-3);font-size:.85rem;font-weight:500}.result__total{color:var(--ink);letter-spacing:-.045em;font-variant-numeric:tabular-nums;margin-top:.5rem;font-size:clamp(3.25rem,6vw,5.5rem);font-weight:800;line-height:1}.result__total span{color:var(--ink-3);letter-spacing:0;margin-left:.25rem;font-size:.3em;font-weight:600}.result__pi{color:var(--ink-2);margin-top:.85rem;font-size:.98rem}.result__pi strong{color:var(--ink);font-variant-numeric:tabular-nums}.result__bar{background:var(--steel);gap:2px;height:14px;margin-top:1.75rem;display:flex}.result__seg{min-width:0;transition:flex-grow .6s var(--ease);flex-basis:0}.result__seg--pi{background:var(--blue)}.result__seg--taxes{background:#3f5ea8}.result__seg--insurance{background:#7c93c8}.result__seg--hoa{background:#a9b9dc}.result__seg--mi{background:var(--midnight)}.result__lines{margin-top:1.25rem}.result__lines li{border-bottom:1px solid var(--rule);grid-template-columns:10px minmax(0,1fr) auto;align-items:center;gap:.85rem;min-height:2.9rem;font-size:.95rem;display:grid}.result__swatch{width:10px;height:10px}.result__lines .is-missing .result__swatch{border:1px dashed var(--rule-strong);background:0 0}.result__line-label{color:var(--ink)}.result__lines .is-missing .result__line-label{color:var(--ink-3)}.result__line-value{font-variant-numeric:tabular-nums;font-weight:700}.result__add{color:var(--blue);text-underline-offset:.25em;cursor:pointer;background:0 0;border:0;padding:.3rem 0;font-size:.88rem;font-weight:700;text-decoration:underline}.result__missing{border-left:2px solid var(--blue);background:var(--steel);color:var(--ink-2);margin-top:1rem;padding:.85rem 1rem;font-size:.9rem;line-height:1.45}.result__loan{grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem;margin-top:1.5rem;display:grid}.result__loan dt{color:var(--ink-3);font-size:.8rem;font-weight:600}.result__loan dd{font-variant-numeric:tabular-nums;margin-top:.2rem;font-size:.95rem;font-weight:700}.discuss-button{border:1px solid var(--blue);background:var(--white);width:100%;min-height:3.5rem;color:var(--blue);text-align:left;cursor:pointer;justify-content:space-between;align-items:center;gap:1rem;margin-top:auto;padding:0 1.25rem;font-weight:700;transition:color .3s,background-color .3s;display:flex;position:relative;overflow:hidden}.result .discuss-button{margin-top:2rem}.discuss-button:hover{background:var(--blue);color:var(--white)}.discuss-button__rule{width:2.5rem;height:1px;transition:width .4s var(--ease);background:currentColor}.discuss-button:hover .discuss-button__rule{width:3.5rem}.home-plan__disclaimer{color:var(--ink-2);margin-top:1.5rem;font-size:.88rem;line-height:1.5}.compare{background:var(--white);border:1px solid var(--steel-deep);border-top:0;padding:clamp(1.25rem,3vw,2.5rem);overflow-x:auto}.compare__table{border-collapse:collapse;font-variant-numeric:tabular-nums;width:100%;min-width:34rem}.compare__table th,.compare__table td{border-bottom:1px solid var(--rule);text-align:right;padding:.8rem .75rem;font-size:.95rem}.compare__table th[scope=row]{color:var(--ink-2);text-align:left;font-weight:600}.compare__table thead th{color:var(--ink);font-weight:700}.compare__table td{font-weight:700}.compare__table .is-missing{color:var(--ink-3);font-weight:500}.compare__table .is-total th,.compare__table .is-total td{border-top:1px solid var(--ink);color:var(--ink);font-size:1.1rem;font-weight:800}.compare__note{color:var(--ink-3);margin-top:1rem;font-size:.88rem}@media (width<=960px){.home-plan__grid{grid-template-columns:1fr}.result{border-top:1px solid var(--steel-deep);border-left:0}}@media (width<=560px){.details__panel{grid-template-columns:1fr}.result__loan{grid-template-columns:1fr 1fr}.home-plan__tab-quiet{margin-left:0}}@media (prefers-reduced-motion:reduce){.result__seg{transition:none}}.loan-index{max-width:calc(var(--max) + 2 * var(--gutter));padding:clamp(2.5rem, 4vw, 4rem) var(--gutter);margin:0 auto}.loan-index__header{max-width:50rem}.loan-index__title{letter-spacing:-.035em;font-size:clamp(2.25rem,4.6vw,4.25rem);font-weight:700;line-height:1.02}.loan-index__intro{max-width:48ch;color:var(--ink-2);margin-top:1.25rem}.loan-index__groups{margin-top:clamp(1.5rem,3vw,2.5rem)}.loan-index__group{border-top:1px solid var(--ink);grid-template-columns:minmax(0,2fr) minmax(0,10fr);gap:1.5rem;display:grid}.loan-index__group+.loan-index__group{margin-top:2.5rem}.loan-index__group-label{color:var(--blue);padding-top:1.35rem;font-size:.95rem;font-weight:700}.topic{border-bottom:1px solid var(--rule-strong)}.topic__heading{font:inherit}.topic__toggle{text-align:left;cursor:pointer;background:0 0;border:0;grid-template-columns:minmax(0,5fr) minmax(0,6fr) 2rem;align-items:baseline;gap:1.5rem;width:100%;padding:1.35rem 0;display:grid}.topic__name{letter-spacing:-.02em;flex-wrap:wrap;align-items:baseline;gap:.35rem .85rem;font-size:clamp(1.25rem,2vw,1.65rem);font-weight:700;line-height:1.2;display:flex}.topic__flag{background:var(--blue);color:var(--white);letter-spacing:0;padding:.12rem .5rem;font-size:.75rem;font-weight:700}.topic__short{color:var(--ink-2);font-size:.98rem}.topic__plus{place-self:center end;width:16px;height:16px;position:relative}.topic__plus:before,.topic__plus:after{content:"";background:var(--ink);width:100%;height:1.5px;transition:transform .35s var(--ease);position:absolute;top:50%;left:0}.topic__plus:after{transform:rotate(90deg)}.topic[data-open] .topic__plus:after{transform:rotate(0)}.topic__toggle:hover .topic__name{color:var(--blue)}.topic__panel{grid-template-columns:minmax(0,5fr) minmax(0,6fr) 2rem;gap:.75rem 1.5rem;padding:0 0 1.75rem;display:grid}.topic__panel[hidden]{display:none}.topic__panel>p{max-width:60ch;color:var(--ink-2);grid-column:2}.topic__points{grid-column:2}.topic__points li{color:var(--ink-2);padding:.45rem 0 .45rem 1.25rem;font-size:.95rem;position:relative}.topic__points li:before{content:"";background:var(--blue);width:.6rem;height:1px;position:absolute;top:1.05rem;left:0}.topic__link{color:var(--blue);text-underline-offset:.35em;grid-column:2;justify-self:start;font-weight:700;text-decoration:underline;text-decoration-thickness:1px}.loan-index__note{max-width:64ch;color:var(--ink-3);margin-top:2rem;font-size:.9rem}@media (width<=860px){.loan-index__group{grid-template-columns:1fr;gap:0}.topic__toggle{grid-template-columns:minmax(0,1fr) 1.5rem;gap:.4rem 1rem}.topic__short{grid-area:2/1}.topic__plus{grid-area:1/2}.topic__panel{grid-template-columns:1fr}.topic__panel>p,.topic__points,.topic__link{grid-column:1}}.process{padding:clamp(2.5rem, 4vw, 4rem) var(--gutter);background:var(--white)}.process>*{max-width:var(--max);margin-left:auto;margin-right:auto}.process__title{letter-spacing:-.03em;max-width:18ch;font-size:clamp(2rem,3.8vw,3.5rem);font-weight:700;line-height:1.05}.process__line{grid-template-columns:repeat(4,minmax(0,1fr));gap:clamp(1.25rem,3vw,3rem);margin-top:clamp(1.5rem,3vw,2.5rem);padding-top:2.25rem;display:grid;position:relative}.process__line:before{content:"";background:var(--ink);height:1px;position:absolute;top:.35rem;left:0;right:0}.process__stage{position:relative}.process__node{border:1px solid var(--ink);background:var(--white);width:11px;height:11px;position:absolute;top:-2.25rem;left:0}.process__stage:first-child .process__node{background:var(--blue);border-color:var(--blue)}.process__index{color:var(--ink-3);font-size:.85rem;font-weight:600}.process__stage-title{letter-spacing:-.02em;margin-top:.4rem;font-size:clamp(1.25rem,1.8vw,1.5rem);font-weight:700;line-height:1.2}.process__stage-body{max-width:30ch;color:var(--ink-2);margin-top:.75rem;font-size:.98rem;line-height:1.55}.process__foot{border-top:1px solid var(--rule);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:1.25rem 2rem;margin-top:clamp(2.5rem,5vw,4rem);padding-top:1.5rem;display:flex}.process__foot p{max-width:60ch;color:var(--ink-3);font-size:.92rem}@media (width<=860px){.process__line{grid-template-columns:1fr;gap:2rem;padding:0 0 0 2rem}.process__line:before{width:1px;height:auto;top:0;bottom:0;left:.3rem}.process__node{top:.35rem;left:-2rem}}.perspectives{padding:clamp(2.5rem, 4vw, 4rem) var(--gutter)}.perspectives>*{max-width:var(--max);margin-left:auto;margin-right:auto}.perspectives__title{letter-spacing:-.03em;font-size:clamp(1.75rem,3vw,2.5rem);font-weight:700}.perspectives__grid{grid-template-columns:minmax(0,7fr) minmax(0,5fr);gap:3rem;margin-top:2.5rem;display:grid}.perspective blockquote p{letter-spacing:-.015em;font-size:clamp(1.25rem,2vw,1.7rem);font-weight:600;line-height:1.35}.perspective figcaption{flex-direction:column;margin-top:1rem;font-weight:700;display:flex}.perspective figcaption span{color:var(--ink-3);font-weight:500}@media (width<=860px){.perspectives__grid{grid-template-columns:1fr}}.invitation{background:var(--porcelain);padding:0 0 clamp(2.5rem,4vw,4rem);position:relative}.invitation__image{height:min(55dvh,38vw);min-height:20rem;position:relative;overflow:hidden}.invitation__image img{object-fit:cover;object-position:50% 60%;width:100%;height:100%!important}.invitation__image:after{content:"";background:linear-gradient(#101b2d80 0%,#101b2d1f 36%,#101b2d00 55%);position:absolute;inset:0}.invitation__head{top:clamp(2.5rem,7vw,6rem);left:var(--gutter);z-index:2;max-width:44rem;color:var(--white);position:absolute}.invitation__title{letter-spacing:-.035em;text-wrap:balance;font-size:clamp(2.5rem,5.4vw,5.25rem);font-weight:700;line-height:1.02}.invitation__title .serif-em{font-size:1.06em}.invitation__sheet{z-index:3;max-width:calc(var(--max) + 2 * var(--gutter));grid-template-columns:minmax(0,4fr) minmax(0,7fr);margin:clamp(-9rem,-12vw,-4rem) auto 0;padding:0 clamp(.75rem,2.6vw,2.5rem);display:grid;position:relative}.invitation__direct{background:var(--midnight);color:var(--white);flex-direction:column;gap:.25rem;padding:clamp(1.75rem,3.5vw,3rem);display:flex}.invitation__direct-title,.invitation__form-title{margin-bottom:1rem;font-size:1.1rem;font-weight:700}.invitation__channel{color:var(--white);overflow-wrap:anywhere;border-top:1px solid #ffffff2e;flex-direction:column;padding:1rem 0;font-size:clamp(1.1rem,1.6vw,1.35rem);font-weight:700;text-decoration:none;display:flex}.invitation__channel span{color:#ffffffb8;font-size:.85rem;font-weight:600}.invitation__channel:hover{text-underline-offset:.3em;text-decoration:underline}.invitation__licensing{color:#ffffffc7;margin-top:auto;padding-top:2rem;font-size:.88rem;line-height:1.6}.invitation__licensing a{color:var(--white)}.invitation__licensing a:focus-visible,.invitation__channel:focus-visible{outline-color:var(--white)}.invitation__form{background:var(--white);padding:clamp(1.75rem,3.5vw,3rem)}@media (width<=960px){.invitation__sheet{grid-template-columns:1fr;margin-top:-3rem}.invitation__image{height:45dvh}}.inquiry,.inquiry__group{flex-direction:column;gap:1.5rem;display:flex}.inquiry--full .inquiry__group+.inquiry__group{border-top:1px solid var(--rule);padding-top:1.5rem}.inquiry__step{color:var(--ink-3);font-size:.85rem;font-weight:600}.inquiry__fieldset{border:0;min-width:0;margin:0;padding:0}.inquiry__legend,.inquiry__label{color:var(--ink);margin-bottom:.6rem;padding:0;font-size:.95rem;font-weight:700;display:block}.inquiry__optional{color:var(--ink-3);margin-left:.35rem;font-weight:500}.choice-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:.5rem;display:grid}.choice-grid--three{grid-template-columns:repeat(3,minmax(0,1fr))}.choice{display:block;position:relative}.choice input{opacity:0;pointer-events:none;position:absolute}.choice span{border:1px solid var(--rule-strong);background:var(--white);min-height:3rem;color:var(--ink);cursor:pointer;align-items:center;gap:.65rem;padding:.6rem .85rem;font-size:.95rem;font-weight:600;line-height:1.25;transition:border-color .2s,background-color .2s;display:flex}.choice span:before{content:"";border:1px solid var(--rule-strong);background:var(--white);flex:none;width:10px;height:10px}.choice input:checked+span{border-color:var(--blue);background:var(--steel)}.choice input:checked+span:before{border-color:var(--blue);background:var(--blue)}.choice input:focus-visible+span{outline:2px solid var(--blue);outline-offset:2px}.choice span:hover{border-color:var(--ink)}.inquiry__input,.inquiry__select,.inquiry__textarea{border:1px solid var(--rule-strong);background:var(--white);width:100%;min-height:3rem;color:var(--ink);font:inherit;border-radius:0;padding:.7rem .85rem;font-size:1rem}.inquiry__select{appearance:none;background-image:linear-gradient(45deg, transparent 50%, var(--ink) 50%), linear-gradient(135deg, var(--ink) 50%, transparent 50%);background-position:calc(100% - 20px),calc(100% - 15px);background-repeat:no-repeat;background-size:5px 5px}.inquiry__textarea{resize:vertical}.inquiry__input:focus,.inquiry__select:focus,.inquiry__textarea:focus{border-color:var(--blue);box-shadow:0 0 0 1px var(--blue);outline:none}.inquiry__input[aria-invalid=true],.inquiry__select[aria-invalid=true]{border-color:var(--error)}.inquiry__error{color:var(--error);margin-top:.5rem;font-size:.88rem;font-weight:600}.inquiry__help{color:var(--ink-3);margin-top:.5rem;font-size:.85rem;line-height:1.45}.inquiry__check{color:var(--ink-2);cursor:pointer;align-items:flex-start;gap:.75rem;font-size:.92rem;display:flex}.inquiry__check input{width:1.1rem;height:1.1rem;accent-color:var(--blue);flex:none;margin-top:.2rem}.inquiry__consent{color:var(--ink-3);font-size:.85rem;line-height:1.5}.inquiry__disclosures{gap:.6rem;display:grid}.inquiry__disclosures a{color:var(--blue);text-underline-offset:.2em}.inquiry__alert{border-left:2px solid var(--error);color:var(--ink);background:#fbeceb;padding:.9rem 1rem;font-size:.92rem}.inquiry__actions{gap:.75rem;display:flex}.inquiry__submit{background:var(--midnight);min-height:3.4rem;color:var(--white);cursor:pointer;border:0;flex:1;padding:0 1.25rem;font-weight:700;transition:background-color .2s}.inquiry__submit:hover{background:var(--blue)}.inquiry__submit:disabled{opacity:.6;cursor:progress}.inquiry__back{border:1px solid var(--rule-strong);background:var(--white);cursor:pointer;min-height:3.4rem;padding:0 1.25rem;font-weight:700}.inquiry__preview-flag{color:var(--ink-3);margin-top:-.75rem;font-size:.8rem}.inquiry-status{border-left:2px solid var(--blue);background:var(--steel);padding:1.5rem}.inquiry-status:focus{outline:none}.inquiry-status__title{font-size:1.2rem;font-weight:700}.inquiry-status__body{color:var(--ink-2);margin-top:.6rem}.inquiry-status__body a{color:var(--blue);font-weight:700}.inquiry-status__summary{grid-template-columns:repeat(2,minmax(0,1fr));gap:.75rem 1.5rem;margin-top:1.25rem;display:grid}.inquiry-status__summary dt{color:var(--ink-3);font-size:.8rem;font-weight:600}.inquiry-status__summary dd{font-size:.95rem;font-weight:700}.inquiry-status__actions{gap:1.25rem;margin-top:1.5rem;display:flex}.inquiry-status__again,.inquiry-status__done{min-height:2.75rem;color:var(--blue);text-underline-offset:.3em;cursor:pointer;background:0 0;border:0;padding:0;font-weight:700;text-decoration:underline}@media (width<=560px){.choice-grid,.choice-grid--three,.inquiry-status__summary{grid-template-columns:1fr}}.sheet{background:var(--white);width:min(34rem,100vw);max-width:100vw;height:100dvh;max-height:100dvh;color:var(--ink);border:0;margin:0 0 0 auto;padding:0;box-shadow:-30px 0 60px -30px #101b2d66}.sheet[open]{animation:sheet-in .45s var(--ease)}.sheet::backdrop{background:#101b2d73}.sheet--plan{width:min(40rem,100vw)}@keyframes sheet-in{0%{transform:translate(40px)}to{transform:none}}.sheet__body{min-height:100%;font-family:var(--font-sans);padding:clamp(1.75rem,4vw,3rem);position:relative}.sheet__close{border:1px solid var(--rule-strong);background:var(--white);cursor:pointer;width:2.75rem;height:2.75rem;padding:0;position:absolute;top:1rem;right:1rem}.sheet__close span,.sheet__close span:after{background:var(--ink);width:16px;height:1.5px;position:absolute;top:50%;left:50%}.sheet__close span{transform:translate(-50%,-50%)rotate(45deg)}.sheet__close span:after{content:"";transform:translate(-50%,-50%)rotate(90deg)}.sheet__affiliation{color:var(--ink-3);padding-right:3rem;font-size:.9rem;font-weight:600}.sheet__title{letter-spacing:-.03em;margin-top:1.5rem;font-size:clamp(2rem,4vw,2.75rem);font-weight:700;line-height:1.05}.sheet__lede{color:var(--ink-2);margin:1rem 0 2rem}.contact-choices{border-top:1px solid var(--ink)}.contact-choice{border-bottom:1px solid var(--rule-strong);min-height:5rem;color:var(--ink);grid-template-columns:4.5rem minmax(0,1fr) 1.5rem;align-items:center;gap:1rem;padding:1rem 0;text-decoration:none;display:grid}.contact-choice__kind{color:var(--ink-3);font-size:.9rem;font-weight:600}.contact-choice__value{letter-spacing:-.015em;font-size:clamp(1.2rem,3vw,1.55rem);font-weight:700}.contact-choice__value--email{overflow-wrap:anywhere;font-size:clamp(1rem,2.6vw,1.2rem)}.contact-choice__arrow{border-top:1.5px solid var(--blue);border-right:1.5px solid var(--blue);width:9px;height:9px;transition:transform .3s var(--ease);transform:rotate(45deg)}.contact-choice:hover .contact-choice__value{color:var(--blue)}.contact-choice:hover .contact-choice__arrow{transform:translate(4px)rotate(45deg)}.sheet__note-link{min-height:2.75rem;color:var(--blue);text-underline-offset:.3em;cursor:pointer;background:0 0;border:0;margin-top:1.25rem;padding:0;font-weight:700;text-decoration:underline}.sheet__licensing{color:var(--ink-3);margin-top:2.5rem;font-size:.85rem}.sheet__preview{color:var(--ink-3);margin-top:.5rem;font-size:.8rem}@media (prefers-reduced-motion:reduce){.sheet[open]{animation:none}}.site-footer{background:var(--white);border-top:1px solid var(--rule)}.site-footer__inner{max-width:calc(var(--max) + 2 * var(--gutter));padding:2.25rem var(--gutter) 1.75rem;margin:0 auto}.site-footer ul{margin:0;padding:0;list-style:none}.site-footer__top{border-bottom:1px solid var(--rule);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:1.25rem 3rem;padding-bottom:1.5rem;display:flex}.site-footer__brand{align-items:center;gap:1rem;display:flex}.site-footer__logo{width:auto;height:50px}.site-footer__affiliation{border-left:1px solid var(--rule);color:var(--ink-3);margin:0;padding-left:1rem;font-size:.85rem;font-weight:600}.site-footer__links{flex-direction:column;align-items:flex-end;gap:.35rem;display:flex}.site-footer__nav ul{flex-wrap:wrap;justify-content:flex-end;gap:0 1.5rem;display:flex}.site-footer__nav li a{align-items:center;min-height:2.25rem;font-size:.92rem;font-weight:600;text-decoration:none;display:inline-flex}.site-footer__nav li a:hover{color:var(--blue)}.site-footer__contact{flex-wrap:wrap;gap:0 1.5rem;display:flex}.site-footer__contact a{min-height:2.25rem;color:var(--blue);overflow-wrap:anywhere;align-items:center;font-size:.95rem;font-weight:700;text-decoration:none;display:inline-flex}.site-footer__legal{color:var(--ink-3);flex-direction:column;gap:.6rem;padding-top:.75rem;font-size:.78rem;line-height:1.6;display:flex}.site-footer__legal p{margin:0}.site-footer__legal a{color:var(--ink-2)}.site-footer__legal-links{flex-wrap:wrap;gap:0 1.25rem;display:flex}.site-footer__legal-links a,.site-footer__nmls-link{text-underline-offset:.2em;overflow-wrap:anywhere;align-items:center;min-height:44px;font-weight:600;display:inline-flex}.site-footer__legal-links a:hover,.site-footer__nmls-link:hover{color:var(--blue)}.site-footer__fineprint{flex-wrap:wrap;justify-content:space-between;gap:.5rem 2rem;font-size:.72rem;display:flex}.site-footer__copyright{white-space:nowrap}@media (width<=860px){.site-footer__links{align-items:flex-start}.site-footer__nav ul{justify-content:flex-start}}@media (width<=480px){.site-footer__brand{flex-direction:column;align-items:flex-start;gap:.5rem}.site-footer__affiliation{border-left:0;padding-left:0}.site-footer__nav ul,.site-footer__legal-links{grid-template-columns:repeat(2,minmax(0,1fr));display:grid}}.subpage{padding-bottom:clamp(3rem,6vw,5rem)}.page-hero{padding:clamp(2.5rem, 6vw, 5rem) 0 0 var(--gutter);grid-template-columns:minmax(0,5fr) minmax(0,7fr);align-items:end;gap:clamp(2rem,5vw,5rem);display:grid}.page-hero__copy{padding-bottom:clamp(1rem,4vw,3.5rem)}.page-hero__kicker{color:var(--ink-3);font-size:.9rem;font-weight:600}.page-hero__title{letter-spacing:-.04em;font-size:clamp(2.75rem,6vw,5.75rem);font-weight:700;line-height:1}.page-hero__lede{max-width:40ch;color:var(--ink-2);margin-top:1.5rem;font-size:1.1em}.page-hero__actions{flex-wrap:wrap;align-items:center;gap:1rem 1.75rem;margin-top:2rem;display:flex}.page-hero__figure img{aspect-ratio:4/3;object-fit:cover;width:100%;height:auto}@media (width<=860px){.page-hero{padding-right:var(--gutter);grid-template-columns:1fr}.page-hero__figure{margin:0 calc(-1 * var(--gutter));order:-1}.page-hero__figure img{aspect-ratio:3/2}}.goal-steps,.goal-prep,.goal-topics,.closing-band{max-width:calc(var(--max) + 2 * var(--gutter));padding-right:var(--gutter);padding-left:var(--gutter);margin:0 auto}.goal-steps{grid-template-columns:minmax(0,4fr) minmax(0,8fr);gap:2rem;padding-top:clamp(4rem,8vw,7rem);display:grid}.goal-steps__title,.goal-prep__title,.goal-topics__title{letter-spacing:-.025em;font-size:clamp(1.6rem,2.6vw,2.25rem);font-weight:700;line-height:1.1}.goal-steps__list{counter-reset:gs;border-top:1px solid var(--ink)}.goal-steps__list li{border-bottom:1px solid var(--rule-strong);counter-increment:gs;padding:1.1rem 0 1.1rem 3rem;font-size:1.1rem;font-weight:600;position:relative}.goal-steps__list li:before{color:var(--blue);content:counter(gs, decimal-leading-zero);font-size:.9rem;font-weight:700;position:absolute;top:1.2rem;left:0}.goal-prep{padding-top:clamp(4rem,8vw,7rem)}.goal-prep__list{grid-template-columns:repeat(2,minmax(0,1fr));gap:0 clamp(2rem,5vw,5rem);margin-top:2rem;display:grid}.goal-prep__list div{border-top:1px solid var(--rule-strong);padding:1.35rem 0}.goal-prep__list dt{letter-spacing:-.01em;font-size:1.15rem;font-weight:700}.goal-prep__list dd{max-width:44ch;color:var(--ink-2);margin-top:.4rem}.goal-topics{padding-top:clamp(4rem,8vw,7rem)}.goal-topics__list{border-top:1px solid var(--ink);margin-top:1.75rem}.goal-topics__list a{border-bottom:1px solid var(--rule-strong);grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:1rem 2rem;padding:1.25rem 0;text-decoration:none;display:grid}.goal-topics__name{letter-spacing:-.015em;font-size:1.25rem;font-weight:700}.goal-topics__list a:hover .goal-topics__name{color:var(--blue)}.goal-topics__short{color:var(--ink-2)}.goal-topics__note{max-width:64ch;color:var(--ink-3);margin-top:1.25rem;font-size:.9rem}.closing-band{background:var(--white);border-top:1px solid var(--rule);border-bottom:1px solid var(--rule);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:1.5rem 3rem;margin-top:clamp(4rem,8vw,7rem);padding-top:2.5rem;padding-bottom:2.5rem;display:flex}.closing-band__text{letter-spacing:-.025em;max-width:30ch;font-size:clamp(1.4rem,2.4vw,2rem);font-weight:700;line-height:1.2}.closing-band__actions{flex-wrap:wrap;align-items:center;gap:1rem 2rem;display:flex}@media (width<=860px){.goal-steps,.goal-prep__list,.goal-topics__list a{grid-template-columns:1fr}}.about__intro{max-width:calc(var(--max) + 2 * var(--gutter));padding:clamp(2.5rem, 4vw, 4rem) var(--gutter) 0;grid-template-columns:minmax(0,4fr) minmax(0,7fr);gap:clamp(2rem,4vw,4rem);margin:0 auto;display:grid}.about__portrait{align-self:start;max-width:24rem;margin:1.25rem 0 0 1.25rem;position:relative}.about__portrait:before{content:"";border:1px solid var(--rule-strong);position:absolute;inset:-1.25rem 1.25rem 1.25rem -1.25rem}.about__portrait picture,.about__portrait img{width:100%;position:relative}.about__line{color:var(--ink-3);font-size:.95rem;font-weight:600}.about__title{letter-spacing:-.04em;margin-top:1rem;font-size:clamp(3rem,6vw,5.5rem);font-weight:700;line-height:1}.about__role{color:var(--blue);margin-top:.75rem;font-weight:700}.about__bio{max-width:56ch;color:var(--ink-2);margin-top:1.5rem}.about__actions{flex-wrap:wrap;align-items:center;gap:1rem 1.75rem;margin-top:2.25rem;display:flex}.about__approach,.about__facts{max-width:calc(var(--max) + 2 * var(--gutter));padding:clamp(2.5rem, 4vw, 4rem) var(--gutter) 0;margin:0 auto}.about__approach-title,.about__facts-title{letter-spacing:-.025em;font-size:clamp(1.6rem,2.6vw,2.25rem);font-weight:700}.about__approach-list{border-top:1px solid var(--ink);grid-template-columns:repeat(3,minmax(0,1fr));margin-top:2rem;display:grid}.about__approach-list li{flex-direction:column;gap:.5rem;padding:1.5rem 2rem 0 0;display:flex}.about__approach-list li+li{border-left:1px solid var(--rule);padding-left:2rem}.about__approach-name{font-size:1.25rem;font-weight:700}.about__approach-body{color:var(--ink-2)}.about__facts-list{grid-template-columns:repeat(2,minmax(0,1fr));gap:0 3rem;margin-top:1.75rem;display:grid}.about__facts-list div{border-top:1px solid var(--rule-strong);grid-template-columns:7rem minmax(0,1fr);gap:1rem;padding:1rem 0;display:grid}.about__facts-list dt{color:var(--ink-3);font-size:.9rem;font-weight:600}.about__facts-list dd{overflow-wrap:anywhere;font-weight:700}.about__facts-list a{color:var(--blue)}@media (width<=860px){.about__intro,.about__approach-list,.about__facts-list{grid-template-columns:1fr}.about__portrait{max-width:18rem}.about__approach-list li,.about__approach-list li+li{border-left:0;border-bottom:1px solid var(--rule);padding:1.25rem 0}}.contact-page__grid{max-width:calc(var(--max) + 2 * var(--gutter));padding:clamp(3rem, 7vw, 6rem) var(--gutter) 0;grid-template-columns:minmax(0,5fr) minmax(0,6fr);gap:clamp(2.5rem,6vw,6rem);margin:0 auto;display:grid}.contact-page__line{color:var(--ink-3);font-size:.95rem;font-weight:600}.contact-page__title{letter-spacing:-.035em;margin-top:1rem;font-size:clamp(2.5rem,5vw,4.5rem);font-weight:700;line-height:1.02}.contact-page__title .serif-em{color:var(--blue)}.contact-page__lede{max-width:44ch;color:var(--ink-2);margin-top:1.25rem}.contact-page__channels{border-top:1px solid var(--ink);margin-top:2rem}.contact-page__channels li{border-bottom:1px solid var(--rule-strong);grid-template-columns:4.5rem minmax(0,1fr);align-items:center;gap:1rem;min-height:4.25rem;display:grid}.contact-page__channels span{color:var(--ink-3);font-size:.9rem;font-weight:600}.contact-page__channels a{color:var(--ink);overflow-wrap:anywhere;font-size:clamp(1.1rem,2vw,1.4rem);font-weight:700;text-decoration:none}.contact-page__channels a:hover{color:var(--blue)}.contact-page__licensing{color:var(--ink-3);margin-top:1.5rem;font-size:.88rem}.contact-page__form{background:var(--white);border:1px solid var(--rule);padding:clamp(1.5rem,3.5vw,3rem)}@media (width<=900px){.contact-page__grid{grid-template-columns:1fr}}.loan-options-page .loan-index{padding-top:clamp(3rem,7vw,6rem)}.topic-page{max-width:calc(var(--max) + 2 * var(--gutter));padding:clamp(2rem, 5vw, 4rem) var(--gutter) clamp(3rem, 6vw, 5rem);margin:0 auto}.topic-page__crumbs{color:var(--ink-3);flex-wrap:wrap;gap:.6rem;font-size:.9rem;display:flex}.topic-page__crumbs a{color:var(--blue);font-weight:700}.topic-page__header{border-bottom:1px solid var(--ink);max-width:50rem;margin-top:2.5rem;padding-bottom:2.5rem}.topic-page__title{letter-spacing:-.04em;font-size:clamp(2.5rem,5.5vw,5rem);font-weight:700;line-height:1}.topic-page__short{max-width:44ch;color:var(--ink-2);margin-top:1.25rem;font-size:1.15em}.topic-page__body{grid-template-columns:minmax(0,8fr) minmax(0,4fr);gap:clamp(2rem,6vw,6rem);margin-top:2.5rem;display:grid}.topic-page__para{max-width:62ch;color:var(--ink-2);margin-bottom:1.25rem}.topic-page__para:first-child{color:var(--ink);font-size:1.15em}.topic-page__h2{letter-spacing:-.02em;margin-top:2.75rem;font-size:clamp(1.35rem,2vw,1.75rem);font-weight:700}.topic-page__points,.topic-page__questions{border-top:1px solid var(--rule-strong);margin-top:1rem}.topic-page__points li,.topic-page__questions li{border-bottom:1px solid var(--rule);color:var(--ink-2);padding:.9rem 0 .9rem 1.75rem;position:relative}.topic-page__points li:before{content:"";background:var(--blue);width:.75rem;height:1px;position:absolute;top:1.65rem;left:0}.topic-page__questions{counter-reset:q}.topic-page__questions li{counter-increment:q}.topic-page__questions li:before{color:var(--blue);content:counter(q);font-size:.85rem;font-weight:700;position:absolute;top:.95rem;left:0}.topic-page__note{max-width:62ch;color:var(--ink-3);margin-top:2rem;font-size:.9rem}.topic-page__aside{top:calc(var(--nav-h) + 2rem);background:var(--white);border:1px solid var(--rule);flex-direction:column;align-self:start;align-items:flex-start;gap:.75rem;padding:1.75rem;display:flex;position:sticky}.topic-page__aside-title{font-size:1.15rem;font-weight:700}.topic-page__related{margin-top:clamp(3rem,6vw,5rem)}.topic-page__related ul{border-top:1px solid var(--ink);margin-top:1rem}.topic-page__related a{border-bottom:1px solid var(--rule-strong);grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:.5rem 2rem;padding:1.1rem 0;text-decoration:none;display:grid}.topic-page__related a span:first-child{font-weight:700}.topic-page__related a span:last-child{color:var(--ink-2)}.topic-page__related a:hover span:first-child{color:var(--blue)}@media (width<=860px){.topic-page__body,.topic-page__related a{grid-template-columns:1fr}.topic-page__aside{position:static}}.status-page{max-width:48rem;min-height:60dvh;padding:clamp(4rem, 10vw, 8rem) var(--gutter);flex-direction:column;align-items:flex-start;gap:1rem;margin:0 auto;display:flex}.status-page__code{color:var(--blue);font-weight:800}.status-page__title{letter-spacing:-.035em;font-size:clamp(2.25rem,5vw,4rem);font-weight:700;line-height:1.05}.status-page__body{color:var(--ink-2)}.status-page__actions{gap:2rem;display:flex}
