VA loans

For eligible veterans, service members and certain surviving spouses.

VA loans are guaranteed by the U.S. Department of Veterans Affairs.

For eligible borrowers they can allow financing with no down payment and no monthly mortgage insurance.

Good to know

  • Eligibility is confirmed with a Certificate of Eligibility.
  • A VA funding fee usually applies unless the borrower is exempt.
  • The home must be your primary residence.

Questions to bring to Sapan

  1. How do I request my Certificate of Eligibility?
  2. Does the funding fee apply to me?
  3. How does a VA loan compare with other options I qualify for?

Program availability, terms and eligibility are confirmed with Sapan against current Secure Choice Lending guidelines and the states where he is licensed.

Sapan Patel | Secure Choice Lending

Talk with Sapan

Choose whichever is easiest. A first conversation is about your goals, not paperwork.

Sapan Patel, NMLS #1985888. Secure Choice Lending, NMLS #1689518.

Direct contact details are being confirmed during the move to Secure Choice Lending.

Sapan Patel | Secure Choice Lending

Start your home plan

Four short steps so Sapan understands your goal before you talk. This organizes your inquiry; it does not decide eligibility.